Dental and Vision Plans
Our experienced team is dedicated to understanding your unique needs.
Vision and dental insurance play a pivotal role in maintaining your overall health and well-being. Regular dental check-ups and vision exams are essential for the early detection of potential issues, which allows for timely treatment and the prevention of serious health complications. These specialized insurance coverages provide access to affordable preventive care, including dental cleanings, dental procedures, vision screenings, eyeglasses, and contact lenses.
By investing in vision and dental insurance, individuals can proactively care for their oral health, preserve their vision, and ultimately enjoy a higher quality of life.Â
Instant - Dental Provider Lookup and Quotes
Following are two dental links to Ameritas and Guardian plans that provide great coverage. We suggest for you to look for a provider in-network and if you can utilize an in-network provider you will even be more please as you will receive the contracted rates of service. Both plans offer several choices and we suggest for you to review the benefits of each plan offered.
It’s important to understand your options and choose a plan that best fits your healthcare needs and financial circumstances.
Please call our office at 713-322-0040 prior to purchasing a dental plan online so we can make sure you are enrolling in the best plan to meet your needs.
At Individual Insurance Solutions, LLC, your satisfaction is our commitment. Trust us to guide you to the plan that fits your life, so you can focus on living it to the fullest.
Dental Coverage
Original Medicare (Part A and Part B) does not typically cover routine dental care. This includes cleanings, fillings, tooth extractions, dentures, dental plates, or other dental devices. Emergency or complicated dental procedures that require hospitalization may be covered under Part A.
If you are enrolled in a Medicare Supplement plan, you can purchase a standalone dental plan. If you are enrolled in a Medicare Advantage plan, you should review your plan to see if dental coverage is offered.
Vision Coverage
Original Medicare doesn’t cover routine eye exams for eyeglasses or contact lenses. However, it does cover yearly eye exams for diabetic retinopathy and glaucoma tests for high-risk individuals. Some surgical procedures to treat eye diseases and injuries are also covered.
If you are enrolled in a Medicare Supplement plan, you can purchase a standalone dental plan. If you are enrolled in a Medicare Advantage plan, you should review your plan to see if vision coverage is offered. These can include regular eye exams and, in some cases, allowances for glasses or contact lenses.
Costs and Enrollment
Dental procedures are expensive. When you get dental insurance it can help them save on cost. If you get an individual plan or have coverage through a Medicare Advantage plan you can utilize a provider in the network that will not charge more than the negotiated rate and provide comprehensive coverage. We can assist you with a stand-alone dental quote now.
Maximizing Your Benefits
Having dental and vision coverage is crucial for maintaining overall health. Regular check-ups can help detect issues early, potentially saving money and preventing serious health problems down the line. To maximize benefits, we’ll ensure you select a plan that aligns with your needs and budget, stay in-network when possible, and take advantage of all preventative services offered.
It’s important to understand your options and choose a plan that best fits your healthcare needs and financial circumstances.
Instant - Vision Provider Lookup and Quotes
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Our team of experts is ready to guide you through each step, ensuring you’re not alone in this journey. The solution is just one call away.
