Plan Information/Eligibility
Medicare Plan Selection Made Easy
When you’re in the process of choosing a Medicare Plan, there are a few things you should consider. We’re here to chat about which factors you should weigh, including:
- Physician and Facility Acceptance
- Prescription Drug Utilization
- Out-of-Pocket Costs
- Premium Costs
If you choose Individual Insurance Solutions, LLC, as your trusted Medicare partner, we’ll provide comprehensive Medicare education and expertise on all available plans.
Medicare Eligible - Turning Age 65, Leaving The Workforce?
We connect anyone from retirees to non-working spouses with Medicare options. Medicare is a health insurance program in the United States that provides coverage to certain individuals. The following groups are eligible for Medicare:
Most people become eligible for Medicare when they turn 65, regardless of their income or medical history.
People who have been receiving Social Security Disability Insurance (SSDI) benefits for 24 months or those with certain disabilities, such as end-stage renal disease (ESRD) or amyotrophic lateral sclerosis (ALS), can qualify for Medicare.
Individuals with ESRD, also known as kidney failure requiring dialysis or a kidney transplant, can be eligible for Medicare coverage.
It’s important to note that eligibility requirements and specific coverage details can vary, so it’s recommended to consult an qualified Medicare Adivsor for personalized information based on individual circumstances.
Understanding Medicare Basics
Medicare is a federal health insurance program in the United States that provides coverage to different segments of the population. The program is divided into several parts, each representing different aspects of healthcare coverage.
Here’s a summary of the components:
- Medicare Part A provides coverage for inpatient hospital care, skilled nursing facilities, hospice care, and some home health care.
- Part B covers medically necessary services, doctor visits, outpatient care, and certain home health services.
- Part D offers prescription drug coverage by adding a Prescription Drug Plan (PDP) or joining a Medicare Advantage Plan.
Plans to consider that will fill the gaps of Medicare or provide comprehensive coverage from a private insurance company.
- Medicare Supplements (Medigap) include 10 options for supplemental insurance to help beneficiaries pay for remaining expenses such as your deductibles and co-insurance.
- Stand Alone Prescription Drug Plan – There are many options for prescription drug plans that can provide the coverage you need.
- Medicare Advantage Medicare Advantage is also known as Part C. You still sign up for Part A and B, then you sign up for a Medicare Advantage plan. These plans offer a range of programs including, but not limited to, HMO, PPO and PFFS (Private-Fee-For-Service). These plans often include a prescription drug plan, dental, vision, hearing and over the counter benefits.
How We Will Help You?
Navigating the complex world of Medicare can be a challenge, but that’s where we come in. Here’s the process we use to help our clients:
We begin with a conversation about your current and future Medicare needs.
We collect the necessary information to conduct thorough research and identify the best plans for your requirements.
We present multiple proposals from various carriers, encompassing different plan types, accompanied by estimated costs based on your current medical situation.
If you choose to enroll with us, our services come at no charge to you. You pay the same as if you were to enroll directly with a carrier.
We continue working with you to ensure proper enrollment in the most suitable plan that meets all your needs.
Additionally, we offer travel insurance options to supplement your Medicare plan. For more information on travel insurance policies, check out Geo Blue Travel Insurance.
We also offer Dental and Vision supplemental plans.
Reach Out to Us for Medicare Help
Let’s initiate a conversation about Medicare and explore your coverage options. Request a detailed Medicare proposal.
