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Feature Plan G Plan N Monthly premium Higher Lower Part A hospital coinsurance Covered Covered Part B coinsurance (20%) Covered Covered except some copays Part A deductible Covered Covered Skilled nursing coinsurance Covered Covered Foreign travel emergency Covered Covered Excess charges (Part B) Covered Not covered Office visit copay None Up to $20 ER visit

As we head into the fall, we start to hear of the Medicare Annual Election Period (AEP). This is an important time of year for people who have existing Medicare plans because if they need to make any changes to their coverages this is the time to do it.  The annual election period is October 15th

During this time of year a lot of people ask about the difference between a Medicare Supplement and a Medicare Advantage plan.  The following is a description of the two coverages: There are two ways to get Medicare coverage: (1) remain on Original Medicare and enroll in a Medicare Supplement plan, (2) enroll in a