Are you looking for a solution for your small business (SMB) so that you are not priced out of the healthcare system?

SMBs often find it difficult to find a local agent that specializes in the SMB space, we are here to help you.

Contact us to either create or re-create your Group Plan Today!
Good employees have your back, and you can have theirs by offering them insurance benefits. Knowing where to start can feel overwhelming, but we’re here on standby to assist you. At Individual Insurance Solutions, LLC, connecting small businesses with coverage options is one of our niche specialties. Even if you haven’t yet expanded to the point where you are legally obligated to provide insurance to your employees, there are several reasons why it is a good idea. Offering your employees benefits like health, dental, vision, life, and short- and long-term disability insurance is a way to attract the best talent and show that you care about their well-being. We’ll work with you to find quality and affordable benefits to recruit and retain top talent?

We understand that your business is unique, so a one-size-fits-all approach simply doesn’t work. We provide solutions to providing benefits of highest quality to catastrophic plans along with being creative to maximize savings.

Simply input your census data into our form, we will review and contact you for a consultation, and then we will curate a plan that meets your business’s needs.

Consultative Approach

Our team provides a consultative approach to small businesses when it comes to selecting an optimal employee benefit plan for your organization. We will work for you and provide the following:
  • Compare Affordable Care Act (ACA) Fully Insured and Partially Self-Funded Insurance Options
  • Options for the new Individual Coverage Health Care Reimbursement Arrangement (ICHRA)
  • Outline SMB considerations when choosing the right plan
  • Navigation of the ACA
  • Determine if you qualify for the Small Business Health Care Tax Credit
  • Maximize the use of Medicare with employees that are aged 65+
  • Professional Employer Organization (PEO) options
We excel in effectively communicating the benefits to both decision-makers and employees while ensuring efficient management of these benefits. The inclusion of the word “Individual” in our company name reflects our commitment not only to offering individualized products but also to providing individualized attention to our valued small business customers.
Contact us to either create or re-create your Group Plan Today!

Our Process

We take pride in distinguishing ourselves from frustrating call centers or agencies that just show up at renewal. Here is a breakdown of our process:

Gathering Facts

We initiate a thorough discussion to understand your specific objectives in offering employee benefits. By collecting relevant information, we can formulate a tailored proposal that best suits your company’s needs.

Presentation

Our team will deliver a detailed, customized proposal that outlines strategies to achieve your desired goals. Additionally, we provide a user-friendly comparison of all available products. We also ensure that your compliance requirements are documented, providing clarity on your responsibilities as an employer.

Employee Benefits Experience

Once you choose to collaborate with us, your employees will benefit from informative meetings to educate them on their benefits. They will also receive regular communications regarding their benefits and will have access to a streamlined online enrollment process, which eliminates inaccuracies that can accompany paper-based processes. We strive to offer your employees a cohesive and satisfying experience with their benefits.

Renewal Process

During the renewal of your benefits plan, we proactively engage with you well in advance. We will maintain the same level of professionalism and personalization you initially receive.

Compliance Checklist

ERISA, COBRA, State Continuation, Required Notices.

Coverage We Provide

Medical – Dental – Vision – Life – Short and Long Term Disability – Section 125 (Premium Only Plans, Flexible Spending Accounts), Health Savings Accounts, Health Reimbursement Arrangement.

Get Started

So why choose Individual Insurance Solutions, LLC? We offer knowledgeable advisory services, tailor packages based on your specific needs, and provide exceptional customer service. Contact us today for a no-obligation quote so you can start offering your quality employees quality insurance. We’ll get started on your custom plan right away, so you can get coverage ASAP.

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Vision Insurance

Please call our office at 713-322-0040 prior to purchasing a vision plan online so we can make sure you are enrolling in the best plan to meet your needs.

vsp vision

Dental Insurance

Please call our office at 713-322-0040 prior to purchasing a dental plan online so we can make sure you are enrolling in the best plan to meet your needs.
Delta Dental
Careington